What Could Happen If I Drive Without Insurance?

Driving in California without insurance is a serious offense. California’s compulsory financial responsibility law requires coverage at all times. Failure to show evidence of insurance when asked may result in fines, license suspension or your vehicle may be impounded. The most common way to comply with the financial responsibility is to purchase automobile liability insurance. It is your responsibility to carry proof of insurance at all times. You must show one of the following types of financial responsibility: a $35,000 surety bond; a DMV issued self-insurance certificate; DMV acknowledgement of a $35,000 cash deposit; or a valid liability insurance policy, for damage to someone else’s property or person.